Individual Finance Solutions

Realise your personal property ambitions. We offer expert advice, the best rates, and seamless navigation when applying for residential property finance or vehicle financing.

We understand that buying or building a home is a major personal milestone, and our goal is to simplify the process while ensuring you get the most competitive deal possible. At Threesixty Finance, we handle the paperwork, follow-ups, and provide tailored advice based on your unique financial situation.

Bridging Finance

Residential Property

Motor Vehicle Finance

Bridging Finance

Residential Property

Motor Vehicle Finance

Bridging Finance

Property transactions can be lengthy, often taking months to register at the Deeds Office. When time is of the essence, bridging finance provides a short-term cash flow solution to bridge the gap until a transaction is fully concluded.

Proceeds from Sale of Property

The most common type of individual bridging finance. If you have sold your home and need cash before the registration is finalised in the name of the buyer, we can arrange for a portion of your sale proceeds to be advanced to you upfront.

Residential Property Financing

Within the realm of residential property finance, multiple property types and transactions can receive funding. We assist clients purchasing in their own name, or through a company, trust, or close corporation. Individuals earning a verifiable income are eligible to apply, governed by National Credit Act (NCA) regulations.

Buying a Home

Whether you are purchasing your dream home, investing in real estate, acquiring vacant land for future development, or buying a smallholding (not exceeding 28 hectares), we structure the right home loan for you.

Building a Home

Comprehensive building loans to finance the construction of a new residence for personal use or investment purposes. We guide you through every stage of the building loan process.

Refinancing a Home

Unlock value in your current property. This includes obtaining a new bond on a fully paid-off property, or expanding your current home loan to facilitate renovations and solar energy installations.

Motor Vehicle Finance

Whether you're purchasing a new car or looking to refinance your current vehicle, we help you secure competitive rates and flexible terms from our network of vehicle finance providers.

Buying a Vehicle

We facilitate financing for new and pre-owned vehicles, helping you secure the best possible interest rates and repayment terms. Whether it's your first car or an upgrade, we streamline the application process.

Refinancing a Vehicle

If you own a vehicle with equity, we can assist you in refinancing to unlock cash for other needs, or renegotiate your existing terms to reduce monthly payments.