Business Finance Solutions
Fuel your company's growth and operational stability with our diverse range of business funding solutions.
At Threesixty Finance, we operate as a specialised financial intermediary. Our role is to identify the correct solution and funders to satisfy your specific needs, ensuring a professional submission to our network of registered credit providers.
Bridging Finance
Bridging finance is a short-term financial solution designed to bridge a funding gap until a longer-term arrangement is finalised.
Asset-Backed Bridging Finance
Short-term funding secured against unencumbered assets, typically property, for clients awaiting a payout from a concluded deal.
Proceeds from Sale of Property
Access a portion of your sale proceeds before the transfer is registered in the name of the buyer.
Commercial Vehicle & Asset Finance
We facilitate funding for essential equipment across various sectors, with repayment terms ranging from 12 to 96 months.
Mining, Construction & Heavy Equipment
Financing for trucks, yellow metal, and production machinery to keep your operations running at full capacity.
Solar Solutions
Corporate rent-to-own or purchase agreements for SABS-approved solar systems to reduce energy costs.
Trade Financing
Optimise your supply chain and manage cash flow by unlocking capital tied up in stock or unpaid invoices.
Invoice Discounting & Debtors' Factoring
Access working capital by selling unpaid invoices at a discounted rate. Lenders can pay up to 80% of the invoice value upfront.
Purchase Order (PO) Financing
Bridges the gap between receiving an order and paying suppliers, allowing SMEs to fulfil large contracts they might otherwise decline.
Stock Finance
A short-term revolving facility secured against inventory to help manage stock levels or negotiate supplier discounts.
Working Capital
Maintain healthy daily operations with flexible, data-backed funding options designed for your business needs.
Unsecured Business Loans
Fast-access funding up to R5 million based on data-backed credit decisions rather than traditional collateral.
Term Loans
Fixed-instalment funding for growth capital, business upgrades, or inventory expansion.
Overdraft Facilities
Flexible credit lines to manage general cash flow variability and keep your operations running smoothly.
Our Approval Process
A streamlined path to ensure your application reaches the right funders quickly.
1
Needs Analysis
We confirm your exact requirements through an initial enquiry.
2
Solution Identification
We identify the most suitable funding partners for your profile.
3
Application Pack
We assist you in completing forms and gathering documents.
4
Operations Review
Our team performs a quality check and organises your submission.
5
Funder Submission
We submit to selected funders and manage all follow-ups.
6
Approval & Finalisation
Once you receive and accept an offer, the lender will guide you through the final steps to release your funds.
Why Choose At Threesixty Finance?
We do the heavy lifting so you can focus on what matters most — growing your business or securing your future.
Expert Guidance
A dedicated advisor manages your application from start to finish.
Better Rates
We negotiate across multiple lenders to find your best match.
Seamless Process
We handle the paperwork, bank submissions, and follow-ups.
Your Best Interest First
We recommend based on your needs, not lender commissions.
Connect With Your Local Advisor
Select your nearest branch to speak with a dedicated financial expert.
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